Introduction
Welcome to our platform dedicated to educating and creating awareness about financial matters, with a special focus on loans. Our mission is to empower Zambians with the knowledge and resources needed to make informed financial decisions.
Why Have We Taken This Path?
We have taken this path after the realisation that thousands of Zambians are eagerly willing and venturing into Businesses, acquisition of loans, CRB/TransUnion Africa Credit Record Clearance and Business Registrations, unfortunately, not everyone is aware of the right processes and procedures involved in the pre – mentioned business activities. Hence we have taken a firm stance of imparting knowledge and physical assistance in these activities where necessary.
Why Should You Trust Us?
As already shared in our story page, we have passed through all these procedures and our knowledge and experience is vast. Our Business is registered under Pacra as WISDOM MOBILE MONEY SERVICES and it is fully functional. All the services listed below are facilitated everyday by us. We have helped and inspired hundreds of people through the work which we do.
Below is the list of all financial online services we do offer in Zambia
- Loans:
- We do provide comprehensive information about various types of loans, including personal, business, and educational loans.
- Raise awareness about the implications of taking loans, including interest rates, repayment plans, and potential risks.
- Offer practical advice on how to manage loans responsibly and avoid common pitfalls.
- We are experts dedicated to providing accurate and up-to-date information.
- We offer easy-to-understand guides and articles tailored to meet the needs of all Zambians.
- We foster a supportive community where individuals can share experiences and learn from each other.
- Clearance of Credit Reference Bureau (CRB)/TransUnion Africa Bad Credit Reports
- Our platform is also dedicated to educating and assisting Zambians in clearing bad credit records from the Credit Reference Bureau (CRB) and TransUnion Africa. Our mission is to help individuals improve their credit scores, enabling them to access loans smoothly and without challenges.
- Provide comprehensive information on how credit records are maintained and the impact of bad credit on financial opportunities.
- Offer practical assistance and step-by-step guidance to help individuals clear their bad credit records with CRB and TransUnion Africa.
- Raise awareness about the importance of maintaining a good credit score and the long-term benefits of creditworthiness.
- Provide expert advice on strategies to improve credit scores and avoid future credit issues.
- We offer tailored solutions to meet individual needs and ensure effective clearance of bad credit records.
- Our resources are designed to be easily understandable, making complex credit information accessible to all.
- From the initial assessment to the final clearance, we provide ongoing support to help individuals achieve their good credit goals.
- Business and Company Registrations Under PACRA
- Our platform is dedicated to assisting Zambians in effectively accessing services related to the registration of business names and limited companies under the Patents and Companies Registration Agency (PACRA). Our mission is to simplify the registration process and support the growth of businesses in Zambia.
- Provide detailed information on the steps and requirements for registering business names and limited companies under PACRA.
- Assist individuals and businesses in preparing and submitting the necessary documents for registration.
- Raise awareness about the benefits of formal business registration and compliance with PACRA regulations.
- Offer expert advice on navigating the registration process and ensuring ongoing compliance with legal requirements.
- We are well-versed in PACRA regulations and dedicated to providing accurate and up-to-date information.
- We break down complex registration procedures into easy-to-follow steps to make the process accessible to everyone.
- From initial inquiries to final registration, we offer continuous support to ensure successful business registration.
- We build a supportive community where entrepreneurs can share experiences and gain insights into business registration and growth.
- TAX
- Facilitating the Acquisition and Download of Business TPIN and Tax Clearance Certificates
- We are dedicated to facilitating all taxpayers in acquiring and downloading Business Taxpayer Identification Numbers (TPIN) and tax clearance certificates. Our mission is to streamline the tax compliance process for businesses and individuals in Zambia.
- Provide detailed information on the importance of TPIN and tax clearance certificates, and how they benefit businesses and individuals.
- Assist taxpayers in the application and retrieval of their Business TPIN and tax clearance certificates through a simplified process.
- Raise awareness about tax compliance, the requirements for obtaining TPIN and tax clearance certificates, and their role in legal and financial operations.
- Offer expert guidance on maintaining tax compliance and utilizing the acquired TPIN and tax clearance certificates effectively.
- Our team is proficient in tax regulations and dedicated to providing accurate and up-to-date information.
- We simplify the application process for Business TPIN and tax clearance certificates, making it accessible to everyone.
- From initial application to successful acquisition, we provide continuous support to ensure a smooth experience.
- We build a supportive community where taxpayers can share experiences and gain insights into maintaining tax compliance.
- Mobile Money Business in Zambia
- Our platform is dedicated to teaching Zambian youths about mobile money business services, including Airtel Money, MTN Money, Zamtel Money, and other third-party services such as Kazang, 543 Konse Konse, and Zoona. Our mission is to empower young entrepreneurs to become qualified and excellent mobile money agents.
- Provide comprehensive information on various mobile money services and their importance in the financial ecosystem.
- Offer detailed training on how to start and manage a mobile money business, including the requirements to become a qualified agent.
- Raise awareness about the opportunities and benefits of mobile money services, and how they can contribute to financial inclusion.
- Provide expert guidance on best practices, regulatory compliance, and customer service to ensure success in the mobile money business.
- Our team comprises professionals with extensive experience in the mobile money sector, dedicated to sharing their expertise.
- Offering thorough training programs that cover all aspects of starting and running a mobile money business.
- From initial setup to ongoing operations, we provide continuous support to help mobile money agents succeed.
- We foster a supportive community where aspiring and established mobile money agents can share experiences and learn from each other.
Our Overall Mission
Our primary objective is to enhance the financial literacy of Zambians from all perspectives. This includes providing comprehensive education on starting and managing businesses, understanding and complying with tax regulations, navigating the processes of loan applications and repayments, and much more. By equipping individuals with the necessary knowledge and skills, we aim to empower them to make informed financial decisions and achieve greater economic stability and success.
Our overall Vision
To establish ourselves as the premier online providers of financial literacy in Zambia within the next five years. We aim to achieve this by offering high-quality, accessible, and comprehensive financial education that meets the diverse needs of our community. By leveraging cutting-edge technology, engaging content, and expert guidance, we aspire to become the go-to resource for financial knowledge, empowering Zambians to achieve financial independence and prosperity.