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In today’s fast-paced digital world, mobile money transfer and bill charges have become a significant aspect of managing finances. Whether you’re sending money to family, paying utility bills, or managing airtime purchases, mobile money platforms provide a convenient solution. However, understanding the various mobile money fees, transaction charges, and transfer costs is essential. From mobile wallet charges to service fees, knowing what to expect can help you better handle your money while keeping track of the mobile money transfer and bill charges.

Different service providers, such as Airtel, MTN, and Zamtel, offer distinct mobile money solutions, each with unique fees and costs. These providers set different mobile money transfer and bill charges, including withdrawal fees, cash-out charges, and cross-border transfer fees. Users often face transaction limits and complex remittance charges. Knowing the specific mobile money tariffs and service fees for each service provider will whether you are in just a client or you are involved in mobile money business allow you to choose the best option, making it easier to manage your mobile money transfer and bill charges.

Beyond transfers, mobile money platforms also impose fees for bill payments and other financial transactions. Whether paying utility bills or making international transfers, these mobile money transfer and bill charges can accumulate. Understanding the complete breakdown of service provider fees, SMS notification costs, and digital platform charges is key to avoiding unnecessary expenses. By staying informed about the mobile money transfer and bill charges, you can make more cost-effective financial decisions and ensure you’re getting the best value from your mobile money services.

For mobile money Agents it is vital to be aware of these mobile money transfer and bill payments and withdrawal charges regardless of whether you are in 543 Konse Konse or Kazang mobile money services.

Transfer AmountTransfer Charge
0 – 1500.5
151 – 3001
301 – 5002
501 – 10002.50
1001 – 30003
3001 – 50004
5001 – 10,0005
Airtel to Airtel transfer charges chart
Old Airtel Mobile Money Transfer and Bill Charges
Old Airtel Mobile Money Transfer and Bill Charges. It can be retrieved from https://077.airtel.co.zm/assets/pdf/AIRTEL-Tariff-Guide-Poster-A1.pdf
Credit: Airtel Zambia
AMOUNTTRANSFER CHARGE
0 – 1502.58
151 – 3005.10
301 – 50010.20
501 – 100020.20
1001 – 300030.80
3001 – 500051
5001 – 10,000101.50
Airtel to MTN Transfer Charges chart

AmountCharge
1 – 1502.5
151 – 3003.5
301 – 5005
501 -100010
1001 – 300020
3001 – 500037.5
5001 – 10,00075
Airtel to banks transfer charges chart

1 – 1003
101 – 2006
201 – 40010
401 – 80015
801 – 1,50025
1501 – 300040
3001 – 500065
5001 – 10,00080
Airtel Money International Transfer Charges Chart

1 – 1501
151 – 3001.5
3001 – 6002.5
601 – 12003.5
1201 – 50004.5
5001 – 15,0005
Airtel Bill Payment Charges Chart

1 – 1501.08
151 – 3001.60
301 – 5002.70
501 – 10004
1001 – 30004.3
3001 – 50004.5
5000 – 10,0006.5
Airtel Betting Charges Chart

 

1 – 1500.5
151 – 3001
301 -5001
501 – 10001
1001 – 30003
3001 – 50004
5001 -10,0005.5
10,000 + 7
MTN TO MTN Transfer charges

1 – 1503
151 – 3005.5
301 – 50010.2
501 – 100020.50
1001 – 300030.80
3001 – 500051
5001 – 10, 000101.50
10,001 – 15,000122
15,001 – 20,000147
MTN TO BANK Transfer Charges
1 – 1503
151 – 3005.5
301 – 50010.20
501 – 100020.5
1001 – 300030.80
3001 – 500051
5001 – 10,000101.5
10,001 – 15,000122
15,000  – 20,000147
Bank Push and Pull Transfers

1 – 505
51 30010
301 – 65015
651 – 125022
1251 – 250035
2501 – 380050
3801 – 510065
5101 – 750085
7501 – 10,000100
MTN International Transfers

1 – 1501
151 – 3001.5
301 – 6002.5
601 – 30003.5
3001 – 50004.5
5001 – 15,0005
MTN MONEY BILL PAYMENTS

5 – 15017 ngwee
151 – 30050 ngwee
301 – 50080 ngwee
501 -10001
1001 – 30002
3001 – 50003
5001 – 10,0005
Zamtel to Zamtel Transfer

2 – 1503
151 – 3005
301 – 50010
501- 100020
1001 – 300030
3001 – 500050
5001 – 10,000100
Zamtel and MTN Transfer

Unlike Airtel and MTN, Zamtel has maintained Mobile Money Transfer and Bill charges.

5 – 15050 ngwee
151 – 30075 ngwee
301 – 6001.25 ngwee
601 – 12001.75 ngwee
1201 – 50002
5001 – 15,0002.75
Zamtel Bill Payments

Mobile money transfer and bill charges are a vital part of managing daily financial transactions in Zambia. Whether you’re using Airtel, MTN, or Zamtel, it’s essential to be aware of the various fees and charges that apply to each service before transaction. These charges, which range from money transfers to bill payments, can have a significant impact on how you manage your finances. 

By understanding the specific mobile money transfer and bill charges from each provider, you can make more informed decisions, ensuring that you choose the most cost-effective platform for your needs. Staying informed will help you avoid unnecessary expenses and maximise the benefits of mobile money services.

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